Diversity is any dimension that can be used to differentiate groups and people from one another. Inclusion is a state of being valued, respected and supported. In simple terms, diversity is the mix; inclusion is getting the mix to work well together.
HUMAN CAPITAL MANAGEMENT
FINANCIAL LITERACY FOR YOUTH
Human capital management (HCM) is an approach to employee staffing that perceives people as assets (human capital) whose current value can be measured and whose future value can be enhanced through investment.
Financial literacy is the ability to understand how money works in the world: how someone manages to earn or make it, how that person manages it, how he/she invests it (turn it into more) and how that person donates it to help others.